Build your own business stack.
M5-OpenAPI is the service-provider layer for tools that can work inside a member's M5Bank/Freedom Office. A marketplace credential does not mean M5 owns or guarantees the provider. It means the provider presents a consistent, statusable capability and evidence record so the member can make an informed choice.
How a member connects a service
Provider Capability Passport
Who is accountable?
Legal/service-provider identity, support contact, jurisdictions and current credential status.
What does it actually do?
API functions, supported workflows, versions, dependencies, rate/usage constraints and compatibility.
What permissions does it need?
Read/write/action scopes, agent permissions, human approval points and revocation method.
Where does information go?
Data categories, storage/processing locations, retention, export/deletion and portability.
What evidence is current?
Security disclosures, dependency/SBOM evidence where applicable, incident contacts and version status.
What will it cost?
Pricing/metering, paid tiers, switching implications and any commercial terms visible before activation.
Business categories
Credential states apply to companies too
Example provider credential
Illustrative schema only. The provider is not a real marketplace listing.